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Festival of Under 30 Finances











Welcome to the July 30, 2007 edition of festival of under 30 finances.






Hustlerama presents Where to file a complaint with your bank? Helpwithmybank.gov posted at Hustlerama.





Hustler Moneyblog presents Best Cash Back Credit Cards List on Gas, Groceries, Restaurants, etc posted at Hustler $$$ Blog.





Tushar Mathur presents Save big on your Mortgage posted at Life of a Resident Alien....





Steve Leung presents Tools for Protecting Yourself During a Home Purchase posted at 1SiliconValley.com, saying, "How the right contract and market analysis can keep you from making a huge mistake when buying a home"





The Happy Rock presents What bloggers are saying about canceling cable and TV. posted at The Happy Rock, saying, "A look at what some bloggers are saying about canceling cable and quitting TV."





Ted Reimers presents How to Prepare for College posted at CampusGrotto.





Jason Elder presents Offshore Options For Bankrupts And Those With Poor Credit posted at A Bankruptcy Lawyer's Blog, saying, "This is a great option for people with bad credit. It might be something you never thought about before."





Katie presents Eliminate the Things that Irritate You posted at Aridni, saying, "Thanks for your work on this carnival. Can't wait to read--"





KCLau presents When is the Perfect Time to Rebalance our Investment Portfolio? posted at KCLau's Money Tips, saying, "Rebalancing should be a standard operating procedure for every investor since it is relatively easy to restore a portfolio to its original allocation mix. Regardless of your objectives and risk tolerance, the major benefit of periodic risk management is significant reduction in portfolio volatility."





Cade Krueger presents Facing Student Debt With A Home Business Opportunity posted at Write To Right.





Super Saver presents Why I Don't Buy Recommended Stocks From Articles posted at My Wealth Builder.





Mark Butler presents Rewards Credit Cards posted at Apply For Credit Cards.





KCLau presents When Should We Review Our Life Insurance Coverage? posted at KCLau's Money Tips, saying, "From time to time, there are certain changes in our lives that may have a significant impact on our insurance needs. We should think of it as a checkup. Most of us go for medical checkup once a year. It might be a simple blood test or a full body examination. Our financial security also need preventive medicine as maintenance. Needs change over time, sometimes it is much more rapidly than we realize."





Jason Antic presents How to Save Lots of Money and Make New Friends on Your Next Vacation posted at We Go to Cool Places, saying, "This is an intro to couchsurfing, a great way to save a ton of money AND have a more fulfilling experience while traveling."





Joseph presents What the Bible says about money posted at penny pinching.





ISPF presents Campaign Against Financial Myths: Part 6 - Stock Market Investing posted at Grad Money Matters.





Mr Credit Card presents Investing Correctly When You Are Young (Ask Mr Credit Card’s Blog) posted at Ask Mr Credit Card's Blog.





Sagar Satapathy presents 100 Creative Ways to Cut Wedding Costs posted at Credit Card Lowdown.



Do you invest in stocks?





KCLau presents Money Lessons from Tranformers movie posted at KCLau's Money Tips, saying, "Transformers is an entertaining movie. It also teaches us about personal finance."





WBL presents Wealth Building Lessons » Blog Archive » What’s Asset Allocation? posted at Wealth Building Lessons, saying, "Whats all the fuss about Asset Allocation?"





Warren Wong presents How To Find A Good Investment posted at Personal Development for INTJs, saying, "Wondering what kind of business to invest in? Here's 4 important criteria for evaluating any potential business investment."





Larry Russell presents Roth IRA Contributions versus Traditional IRA Contributions for Renters posted at THE SKILLED INVESTOR Blog, saying, "What if Fran and Fred make 100% of their annual IRA contributions into Roth IRA accounts rather than into traditional IRA accounts? To find out the answer to this question, Fran and Fred modeled their lifetime cash, bond, and stock fund assets in both taxable and tax-deferred IRA accounts. In effect, Fran and Fred are testing whether paying taxes now or later would have a higher or lower lifetime value."





George Courtney jr presents Millionaire Making Assets posted at The Authentic Bartender Blog.





Logan Flatt, CFA presents To Consume, Save, Invest, or Speculate? That Is The Question. posted at PowerWealth.com, saying, "Yes, I do, but I believe many people say they invest in stocks when they really only speculate in stocks. This article tells what it really means to invest versus the alternatives to investing -- consuming, saving, and speculating. Knowing the difference can make all the difference in the world for someone under 30 years old."





Warren Wong presents The Gap Concept posted at Personal Development for INTJs, saying, "Why is it so important to be the first or the best in a market? Here's the why you should be the first AND the best."





Tyler presents Dividends You Can Bank On! posted at Dividend Money, saying, "A look at Canadian Bank Stocks and why they must be part of your portfolio!"





Save Money presents Step one to getting rid of debt posted at How I Save Money.net.





Fiscal Responsibility presents How I made insane amounts of money with 30 minutes of work posted at Fiscal Responsibility, saying, "Yes, although I largely invest in index and mutual funds. I find that I cannot always give the stock market the attention it requires to succeed so index and mutual funds are my preferred method of investing."





WBL presents Buying Opportunity For Canroys posted at Wealth Building Lessons, saying, "There's a silver lining the the 200+ point drop in the market. Yields on Canadian Trusts just went up!"





Josh presents Choosing a Stock That Beats the Street posted at The Mad Money Analyst, saying, "Many investors use many different approaches to pin pointing the stock that will out perform analysts expectations- of course that's the goal anyway. How do you choose the winning stock? Generally I look for companies that are thriving financially with consistent earnings and a reasonable amount of debt. Then..."





Larry Russell presents Summary Table of Traditional IRA and Roth IRA Tax Rules posted at THE SKILLED INVESTOR Blog, saying, "For your convenience, the table provided summarizes 2007 rules for traditional IRAs and Roth IRAs. The table has a left-hand column of questions and 12 columns of information. Read the first four questions in the first four rows to determine which of the twelve columns would apply to you. Be careful to distinguish between the rules about whether you can make a contribution and whether an allowable contribution is tax deductible."





Leon Gettler presents Gen Y and the looming funds management crisis posted at Sox First, saying, "Fund managers have ridden the coat-tails of the baby boomers, ignoring the next generation of clients and that could create enormous problems for the financial services industry."





Silicon Valley Blogger presents 5 Tips On Evaluating Your Investment Portfolio Performance posted at The Digerati Life, saying, "Yes, of course. I started at the age of 23 and have done reasonably well with a diversified portfolio."





Jonathan presents Parental 401(k) Check-up: Do You Know All The Fees You’re Getting Hit With, Mom? posted at MyMoneyBlog.





Shadox presents International Real Estate & Diversification posted at Money and Such, saying, "I am considering investing in international real estate stocks or funds. I did some research, and here are my somewhat surprising results."





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