Banks discriminate against the poor.

If you want to get a loan from a bank you may have a difficult time, if you have poor credit, no credit, or live in a poor section of town (the ghetto). If you notice that there are more places to Cash Checks/Pawn Items than there are banks you may be in trouble and it may be difficult for you to obtain a loan, even if you are a good, hard working, taxpaying, citizen of the USA. I read an article/review in the New York Post yesterday about the topic of banks being biased and discriminating against those with already poor socioeconomic status. It pissed me off. Read up about it here. "Why Banks Don't Lend To the Truly Needy"