If you are motivated you can do anything. I will save 1 million dollars for retirement. I read an interesting article today on Yahoo Finance (a great site for financial information) titled How to Save $1 Million for Retirement It talks about saving 2x your annual salary. When you reach that, you are home free. I have 20% saved to reach the 2x salary goal only 80% more to go. I plan to make it within the next 10 years.