How to Make a million dollars: April 2006

Sign up today for free E-books

In order to help increase readership, I'll be giving away free E-books to anyone who signs up to recieve this feed. Simply click the feedburner button below and sign-up and get valuable E-books for free. I'll be giving away "Make Millions from the Kitchen Table" by Jason Issakon to the first 15 people to sign up. I bought this Ebook for $19.95, get is here today for FREE. Each week I'll send out ebooks about various subjects including starting a small business, increasing website traffic, tips to using adsense and adwords, how to make passive income, and many more.

Play Golf = Be Wealthy

I came across an interesting study between people who play golf and the amount of wealth they have. I read about this study in "The Millionaire Mind". The relationship is as follows, if you play golf on a regular basis then there is a good chance you are wealthier than the average person. This holds true because:

Golf is a rather expensive sport/hobby
Many doctors, lawyers, and CEO's golf
Golf is used as a way to entertain clients
Golfing is a good way to make contacts with wealthy people

I'm not saying that everyone who golfs is wealthy, but if you golf regularly that is a good chance that you are wealthier than most.

Are you obsessed with financial blogs?

Are you obsessed with reading and surfing for financial blogs? I am. I'm constantly thinking about things I could blog about. I like to read other blogs regularly because it's gives me motivation and stimulates critical thinking. The problem is that there needs to be balance. Too much of anything is never a good thing. When you're obsessed it's almost like being posessed by something. When you no longer control yourself, you are in trouble. The point here is "don't get so wrapped up in something that it takes over your life."

Are Immigrants good for the Economy?

Immigration has been a hot topic in the news lately. Massive demonstration have turned heads in DC. Monday May 1st has been declared National No Immigrant Day. What does this mean immigrants will not show up for work or school and they will not buy or sell anything. This is supposed to show the effect immigrants have on our economy. So how do they effect the economy. Some immigrants provide cheap labor, taking low paying jobs in construction, landscaping, custodial work, factories, and food services. Others provide provide valuable services in the fields of medicine, science and technology, and industry. No matter how you look at it, legal or illegal that are part of the workforce. Right or wrong they do help to lower production costs for products, and increase competition so that in the end the everyday consumer wins. What are your thoughts?

Go to the Library

I just got a subscription to Money, Forbes, and Entrepenuer Magazine yesterday for free. How was I able to get such a great deal? I went to the public library. I was also able to find some great books on tape which are perfect for the commute to work. Currently I'm listening to "Rich Dad, Poor Dad", and I just finished "The Millionaire Mind". Getting a library card is free. Go there today and pick one up and open the doors to books and magazines, our library even offers free internet access.

Will blog for food

In my experience I have found much more success with Text Link Ads as compared to banners and pictures. There are many different affiliate programs available for bloggers these days to Monetize Your Site . Consumers are now consuming other consumers with advertising. Hopefully by now you at least have added Google Adsense to your blog, if not, you should. If your site gets enough traffic, you will have established an unpredictable form of passive income.

Goodwill Hunting, go to MIT for FREE

Think that you're smart enough to get into M.I.T.? You don't have to be, because they are offering all of their courses online free to the public. Of course, you will not recieve a degree from the school, but you will recieve a great deal of knowledge, if you apply yourself. The best thing about it - NO TUITION payments. Check out the link here http://http://ocw.mit.edu/index.html It is called MIT Open Courseware. Enjoy.

Make millions from your kitchen table

Millions from your kitchen table is an Ebook written by self-proclaimed multi-millionaire Jason Issakon. Jason has been running a successful internet business called double payment since the early nineties and has many informational products. His book usually sells for $19.95 but I found it on Ebay for much cheaper. I decided to check it out and found that it contains a lot of useful information about how to use google adsense and adwords, increase website traffic, and find marketing niche groups. If you're interested at all in the internet and turning it into a vehicle to bring in some income Get Millions at the Kitchen Table Ebook

Who else is fed up with the gasoline prices?

If anyone wants to rant and rave about the high gas prices, feel free to post your comments here. Luckily I have a vehical that gets an efficient 40 miles per gallon. I really don't think many people have gone to extremes to change their ways. SUV manufactures report that first quarter profits have not been effected by high gas prices. Public transportation in the US still lags behind others. Trains, buses, and subway systems are still not widely used by those who have their own cars. Oil companies continue to be making record profits Exxon/Mobile is #1 moneymaker in the world. President Bush recently issued statements and plans to deal with gas prices. Read the article here to see what is being done http://www.msnbc.msn.com/id/12469582/?GT1=7938

Does anyone drive a hybrid?

Get money from the government - Apply for a grant.

I found a great site about Federal Grants. http://grants.gov Here you will find all the information you need to help you find, apply and recieve a federal grant. If you have a small business or are thinking about starting a small business definately check out http://sba.gov for all your start-up needs. If you have the motivation and qualifications you can apply for grants for more than $500,000 depending on what you are doing. There are a lot of grants for health, land preservation, and a revitalization.

Put together an All-Star team

If you want to increase your networth is it important to have a team of professional advisors on your side. Ask around to find a great accountant. These individuals are professional number crunchers and if you find a good one, they can help you save a great deal of money. It is also important to know a great attorney. This professionals will be helpful in many situations and will be able to provide guidance and advice in many situations, including contract negotiations. All successful companies employ excellent lawyers to handle lawsuits and settlements. Isn't about time to get some pros on your team?

The First Step to Financial Freedom

First you need to determine what your goals are. Do you want to get out of debt, pay off school loans, buy a house, save for your children's education, or save for retirement? Get back to the basics. Think about what you value, what you want, and what you need to be happy. Put together a wish list of things you'd like to accomplish if you had the money to do it. The quest is impossible to complete if you never take the first step. Take the first step, think about what you want and write down your goals. I'll write down my goals as an example:

Pay off school loan
Save 1 million for retirement
Save $50,000 for down payment on house
Save for children's education $100,000
Pay off mortgage $158,000

Save Time and Money

Save time and money by paying bills online. Most banks offer a BillPay option on the internet. After entering the different recurring bills you have each month, you're set. You can click a button and have them paid using your checking account or credit card. You won't have to write out checks and save money on stamps. It doesn't seem like that big a thing, but setting this up is definately worth it. You can even set up email reminders or have bills paid automatically.

How to Make a Million Dollars

If you are serious about making a million dollars then you need to be a great saver. It is possible for almost anyone to become a millionaire if they save enough money and invest it wisely over a long period of time. Figure out what your timeline is, the longer you have the easier it will be to reach your goal. The younger you are when you develop good saving habits the better off you will be later in life. I think that many people are not taught about finance until it is too late. We are all taught to be consumers at a very young age. TV commericals attempt to sell us everything from eye cream to cell phones. The advertisers are very clever making products seem like they will bring us happiness. They try to create a need for things we don't need.

Is Forbes the best personal finance website?

In my opinion http://forbes.com is not the best personal finance website. I prefer the fellow blogs of individuals like myself, struggling to save and invest. Forbes was the highest ranked finance website by http://alexa.com

The most popular websites in the United States are currently

How do I know this, because I went to http://alexa.com a wonderful site that monitors the top sites. Check it out to see where you rank.

How much is your house worth?

Your home is probably your most valuable assest. It is the one major purchase that will actually appreciate in value. An interesting website to check out is http://zillow.com Here you will find an estimate of how much your house is worth and current trends of the housing market in different regions over time. I'll take a poll: Is your house worth more now than when you bought it? The answer for me is yes. My condo's value has increased by about $40,000 in a little over a year and a half. Now think, is there any other investment that you have made that has had better returns? Post your comments below

Today I will budget

Recently I bought the MSN Money delux program to help organize all my finances. So far it has been an excellent investment. There are a lot of features and tips. I find that it is easier to save money when you can see results. This program has many useful charts and graphs and is easy to hook up to your bank account. Today I will tackle the task of creating and putting a budget into effect. My wife has already worked on this a little bit, but we will work together to fine tune it. My goal is to be able to live on one salary, and save about 60% of what we make.

Finding quality not quanity

The best way to find people with similar interests is to publish QUALITY CONTENT. The only reason a person will return to your website or blog is to read new pertinent information. If you are writing poorly about subject matter that has no use, then you will have no audience. If you are serious about personal finance and would like to increase your net worth then pay close attention:>>> Read, Learn, & Apply concepts from well-established, trustworthy sources. There are a lot of sharks out there waiting to attack the new fish swimming out into uncharted waters.

Save Money on EVERYTHING

The best way to save money is to not spend it. One way to build up your savings is to be frugile and thrifty when it comes to shopping. I'm not talking about making your own clothes or growing your own food or anything thing like that, I'm talking about having some common sense. Tip of the day common sense translates to dollars and cents. The best way to shop is out of season. Don't buy shorts in the summer or coats in the winter. It's the simple law of supply and demand at work. You'll pay top dollar for something when it is in high demand versus when the demand is low. No one is looking to buy clothes out of season except for the smart shopper. find things on clearance for 50-75% full price. Take the money you save on clothes and put it in a nice CD or money market account to grow your money. You work hard for your money, now it's time for your money to work hard for you. >>>Stay tuned next week for making it big in real estate.

Money Makes Sense

Learn more about your finances today. The FDIC is offering a free adult learning program. The program is called MONEY SMART. Go to their site to check it out. http://www.fdic.gov/consumers/consumer/moneysmart/

Credibility

According to The Money Test on www.mymoneyforest.com I have some knowledge of finances. Take the test and see how you do.

Financially Smart
You scored 95 on the MyMoneyForest.com Financial IQ test!

Congratulations, you are financially intelligent! There is a very good chance that you will invest responsibly and be able to retire! No fixed income for you during retirement! You will likely be able to pay for your children's college tuition, own a nice home, and be debt free! Keep up the good work! To learn more about personal finances go to: mymoneyforest.com

Put your money to work

Is your saving's account earning at least 4% APY? If not you're losing money. You can invest in a saving's account with GMAC Bank and make 4.65%. For example if you have $10,000 in savings and your bank is giving you 2% you'll make $200 versus a higher rate 4.65% you'll make $465 in one year. Over time this will add up, you'll make $265 more just by having your money sit in the right savings account. Go here to get a higher interest rate on your savings http://gmacbank.com/ Currently I'm using ING Direct with a 4.0% rate. Here's their link http://home.ingdirect.com/open/open.asp

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