I'm in. Tonight we did the final walk-through on our house, pretty exciting. Closing is next Wednesday or Thursday. Saturday we are cleaning and moving boxes, Tuesday is the big move. This past year has been a financial whirlwind - payed off a school loan (yeah), now signing up for a 30 year mortgage (boo, hiss). Ever feel overwhelmed by debt? I do from time to time. My wife tells me - most people have a mortgage, I just want to get out of all debt including a large loan from a giant bank asap.