The First Step to Financial Freedom

First you need to determine what your goals are. Do you want to get out of debt, pay off school loans, buy a house, save for your children's education, or save for retirement? Get back to the basics. Think about what you value, what you want, and what you need to be happy. Put together a wish list of things you'd like to accomplish if you had the money to do it. The quest is impossible to complete if you never take the first step. Take the first step, think about what you want and write down your goals. I'll write down my goals as an example:

Pay off school loan
Save 1 million for retirement
Save $50,000 for down payment on house
Save for children's education $100,000
Pay off mortgage $158,000