Take advantage of what you have

Today think about all the expenses you have and figure out what you need and what you can live without. If you don't need 1500000 minutes on your cell phone downsize to a cheaper plan, or better yet get rid of your cell phone altogether. As for television, try to cut it down to basic cable, if you need cable, shop around and find the cheapest service in your area. Another way to make your money go further is at the supermarket. Always clip coupons and look for special sales on items you regularly buy. My wife and I saved over $25 last time we went food shopping, just be using coupons. Don't pay retail for anything, if you want brand new things, wait for the sale, or get it used. These are just a few things you can do to help you trim down your budget. If you don't have a budget, make one, figure out how much you spend each month and what you spend your money on.